Mortgage Rates Canada Predictions 2025. August 20, 2025 at 9:01 am edt. If canada matches, we would be in the high 5s low 6s for prime rate by the end of the year.
(updated august 2025) the mortgage rate forecast for canada is for rate decreases to continue this year. The latest on inflation in canada canadaโs annual inflation rate fell to 2.5 per cent in july, largely driven by lower prices for travel tours, passenger vehicles and electricity.